Home Warranties, how does it work?

Real Estate

Home Warranties

 

How does it work?

 If a home system or appliance breaks down or stops working, you call the home warranty company.

 Your home warranty company will call a service provider it has a business arrangement with.

 The service provider will call you to make an appointment.

 The service provider will fix the problem. If an appliance or system is malfunctioning and can’t be repaired, depending on your contract coverage, your home warranty company will pay to replace and install the appliance.

 You will pay a small trade service fee (usually less than $100).

What’s not covered? Check your specific policy, but in general: Outdoor items such as sprinklers, Faucets, Refrigerators, washers, dryers and garage door openers, Spas and pools, unless specific coverage requested, Permit fees, Haul aways.

What can cause a denial of a claim?  Improper maintenance, Code violations, Unusual wear and tear Improper installation

General coverage includes:  

Air conditioning

Dishwashers

Doorbells

Furnace/heating systems

Water heaters

Ductwork

Garbage disposals

Inside plumbing stoppages

Ceiling fans

Electrical systems

Range and oven

Telephone wiring.

If you need any advice or recommendations on contractors or professionals, you can contact us at (330) 252-9044.